Bankruptcy? Loan Modification?
Foreclosure Defense?  Huge Credit Card Debts?
   

 Julia Kefalinos  will help you make educated decisions on how to get rid of debt through a Chapter 7 or 13 bankruptcy while potentially keeping your home, cars and other assets.

 

Boasting nearly  two decades of experience  as an attorney Ms Kefalinos is a fighter. She stays up to the minute with her knowledge of complex  bankruptcy laws, foreclosure defense and consumer law.    

She is  understanding of the devastating effects the economic crisis has on individuals and families  she meets every day and offers payment plans to her clients..

 

Julia Kefalinos knows many common financial problems were a direct result of greedy predatory lenders who intentionally violated your rights as you purchased your dream home or refinanced to realize other family or individual goals. These predators purposely gave you loans would be impossible to pay back.

 

Julia will  investigate your loans for vilolations of laws like TILA, RESPA, HOEPA by conducting a forensic audit.     Then she will aggressively pursue the lender for loan modification and defend your foreclosure for as long as it takes to exhaust all  remedies available under the law.

 

Do you think you committed Mortgage Fraud?  Are you charged with Mortgage Fraud? Two decades of Criminal Defense Experience and an extensive knowledge of lending laws make Julia Kefalinos an obvious choice for your defense.

 

WHAT TO EXPECT FROM THIS OFFICE:

Julia has a boutique firm that offers extraordinary client service. She is always available to answer questions. Her professional and mature staff strives to make clients' legal experience  stress free and dignified. 

" when clients hire me to take care of problems, their problems become mine..My goal is to do all the worrying while they go about their daily lives......unlike some "factory style" law firms they never have to hunt me down..in fact, it is often the other way around.."