Author Archives: Jay Butchko
Beware of Predatory Schemes; Seek Serious Debt Relief Solutions
Anyone can land in debt, and it’s becoming easier to fall prey to financial ruin. Many Florida homeowners recently discovered that their mortgage insurance policies did not protect them after a foreclosure, resulting in worsened debt. Unfortunately, people seeking debt relief solutions often turn from one predatory system to another, and find that credit… Read More »
Almost 50% of Florida Families Near Bankruptcy Despite Employment
In the wake of the “Great Recession,” many Florida families still face financial difficulty. A recent report published by the United Way demonstrates how many more hardworking families are at risk of financial failure than you might expect. Although it can be difficult to face, filing for bankruptcy can have a positive long-term effect… Read More »
George Zimmerman Arrested for Domestic Violence
Domestic violence can occur even with high-profile individuals. George Zimmerman attracted national attention in 2012 following the confrontation that resulted in the death of unarmed teenager Trayvon Martin. After a protracted legal battle, a jury held Zimmerman not guilty of second-degree murder. Recently, however, Zimmerman is back in the news with allegations of domestic… Read More »
For-Profit College Entices Students with Strippers, Buries Students in Loan Debt
Student loan debt may be one of the most challenging burdens faced by individuals in debt: it is relatively easy to accumulate, it can amount to hundreds of thousands of dollars per student, and it can be extremely difficult to discharge. Although there is no quick fix to getting rid of debt, a debt… Read More »
NFL Players Accused of Domestic Violence Return to the Field
The legal system provides several mechanisms of support for victims of domestic violence, including restraining orders, injunctions for protection, and a Batterer’s Intervention Program. Accusations of domestic violence can lead to the alleged perpetrator losing custody of their children, receiving less money in a divorce, or even being deported. As a result, the law… Read More »
In Florida, Juvenile Criminal Records May Not Be Confidential
Teenagers who have been charged with a juvenile offense, such as a DUI or a drug charge, can benefit from the assistance of an experienced Florida juvenile defense attorney to navigate the juvenile justice system. For most juvenile offenses, rehabilitative options such as community service and diversion programs are available to help young individuals… Read More »
Miami’s Mortgage Modification Mediation Program Facilitates Debt Relief
Individuals who struggle to meet scheduled debt payments, but who can pay monthly expenses and want to retain the equity in their home, can opt for a Chapter 13 bankruptcy solution. With the assistance of a skilled Florida bankruptcy attorney, debtors can develop a three- to five-year plan to pay back debts, which can… Read More »
Student Loans Are Dischargeable!
The theme of this blog post is, “if you don’t ask, you don’t get.” I have been successful in getting student loans discharged under the right circumstances. Please contact me for a FREE bankruptcy/ debt relief consultation. READ MORE….
Bankruptcy is for People Who WANT to Pay Their Debts in Miami!
Gone are the days when filing for bankruptcy had negative connotations like “deadbeat” or “failure”. The recent downturn in the economy changed that perception to “victim” and “fighter.” Credit card companies and banks victimized hardworking honest people by selling them hope. They loaned money drenched in the possibility of reaching the coveted “American Dream.”… Read More »