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Category Archives: Bankruptcy

BusinessBankruptcy

Business Bankruptcies On The Rise

By Julia Kefalinos |

The pandemic obliterated many personal and business finances, as people could do nothing more than watch themselves or their hard-won companies flounder. Now a swell of business bankruptcies threatens to overwhelm the system, with barely enough judges around to deal with the crushing demand.  Here in Florida, personal and business filings are creeping up… Read More »

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Bankruptcy Fraud In Florida

By Julia Kefalinos |

Surely Heather Lynn Pratt never imagined she would be jailed for withholding a few details from her bankruptcy filing.  But after the discovery that she’d concealed over $145,000, she wound up with bigger troubles than she had to start with.  In addition to having to pay $145,386 in restitution, Pratt is looking at up… Read More »

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Reasons For Bankruptcy & Explanation Of Discharging Debt

By Julia Kefalinos |

Many people are facing mountains of debt due to no fault of their own.  If you find yourself in this situation, having all of the facts in front of you as you make decisions ensures the best possible outcomes.  An experienced Miami bankruptcy attorney can help. Key Reasons People File for Bankruptcy  Every situation… Read More »

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Bankruptcy And The 341 Meeting

By Julia Kefalinos |

If you have filed for bankruptcy, you likely have some anxiety about what to expect going forward.  Surely, your experienced, local bankruptcy attorney will prepare you with the facts you need.  In the meanwhile, it’s worth having a basic understanding of what’s known as the 341 meeting.  Here’s What to Expect  The 341 meeting… Read More »

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10 Tips For Filing Bankruptcy

By Julia Kefalinos |

No one aspires to file bankruptcy, although circumstances sometimes lead to this outcome despite best efforts.  A study of the issue tells us that the primary cause for bankruptcy is the loss of income. In 2018 alone, nearly 700,000 people were pushed into bankruptcy, and that number held fairly steady through 2020.  Clearly, many… Read More »

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Your Ex is Filing Bankruptcy and you Co-Signed on Property: Are you Affected?

By Julia Kefalinos |

Property division is one of the many complications of divorce.  Let’s say in your divorce, the home you co-signed on with your ex was awarded to her.  Now you discover that she’s filed for bankruptcy.  The house and its associated debt are her concern, right?  Well…maybe. Co-signing Rules  The mortgage company doesn’t much care… Read More »

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Facing Retail Bankruptcy? Consider Subchapter V

By Julia Kefalinos |

Cash just isn’t flowing like it was before COVID-19 hit.  It’s impacted families all over the country.  And that’s become part of a vicious cycle.  As consumers reduce spending, retailers can’t move their merchandise.  That means suppliers are dealing with cancellations on orders, making them unable to keep employees on staff.  Layoffs mean families… Read More »

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Bankruptcy: What am I Getting Myself Into?

By Julia Kefalinos |

If you are considering bankruptcy, it likely means you have been experiencing financial trouble for a stretch of time and creditors are knocking at your door.  This is not something you should contemplate without understanding exactly what it is that bankruptcy means for you today, and in the future. What Happens?  Essentially, when you… Read More »

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Going into Bankruptcy with your Eyes Wide Open

By Julia Kefalinos |

As you consider filing for bankruptcy, you are no doubt filled with conflicting emotions.  While the thought of saying good-bye to creditors and their incessant interruptions into your life will be a weight off your shoulders, you are not looking forward to parting with assets, being held to strict repayment schedules, or the hefty… Read More »

BankCouple

Is Bankruptcy the Right Move for You?

By Julia Kefalinos |

This year more than most, many people are finding it hard to make ends meet.  January is often something of a nasty wake-up call from creditors due to holiday shopping that went a bit out of control.  On top of it this particular January, many are dealing with COVID related job loss and/or medical… Read More »

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2121 SW 3rd Ave, Suite 600
Miami, Florida 33129

Telephone: 305.676.9545
Fax: 305.856.2715

The Law Office of Julia Kefalinos, Attorney, P.A. is located in Miami, FL and serves clients in and around Miami, Key Biscayne, North Miami Beach, Opa Locka, Hallandale, Hollywood and Broward County.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Required legal notice: We are a Debt Relief Agency as is defined in 18 USC Section 101 of the US Bankruptcy Code. We assist people who file for bankruptcy protection.

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