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Category Archives: Bankruptcy

Bankr16

The Down Low About Bankruptcy

By Julia Kefalinos |

If you are considering filing for bankruptcy, you already know that financial pressures can have a domino effect on your life.  Not only are you stressed about the piles of bills; you dread answering the phone or opening the door, never knowing if it’s a bill collector there to hassle you. Crushing debt can… Read More »

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Bankruptcy17

Financial Fragility And Bankruptcy

By Julia Kefalinos |

Many households in America are on shaky ground financially, making the possibility of a future bankruptcy filing all too real on the horizon.  With half of households in this country surviving on a month-by month basis, it wouldn’t take much to push one over the edge. How Serious is it?  According to recent research,… Read More »

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BankruptcyReorg

Avoid Bankruptcy Fraud

By Julia Kefalinos |

For people or businesses that have become immersed in debt and who need a way out, the bankruptcy system may be able to help. But the process is complicated, and those who enter the system must be prepared for complete transparency when it comes to their finances. Anyone tempted to misrepresent their financial situation… Read More »

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Getting Through Bankruptcy

By Julia Kefalinos |

Hearing that bankruptcy may be your only way to get through your financial difficulties can be an incredible blow.  It leaves people feeling a range of emotions, from guilt and shame to anger, depression, and fear.  While those feelings may be the natural offshoot of a bankruptcy filing, they are of no help moving… Read More »

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Exemptions In Florida Chapter 7 Bankruptcy

By Julia Kefalinos |

If you’ve ever considered filing for bankruptcy, you may have heard stories about having all of your earthly possessions taken away. While it’s true that you will necessarily be parting with a number of things, it’s also true that the law allows you to protect certain property. Bankruptcy is such a huge undertaking: do… Read More »

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Bankr21

Bankruptcy And Military Service Members

By Julia Kefalinos |

Three-quarters of a million people file for bankruptcy annually, and ten percent of them are active-duty military members. As a service member, get the facts in order to weigh your options before you make a move toward bankruptcy. Security Clearance Impacts? Certainly, those in the military are entitled to the same rights as any… Read More »

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Bank11

Filing Emergency Bankruptcy

By Julia Kefalinos |

If your financial situation is causing you some stress, you may have considered filing for bankruptcy.  In many situations, it’s a good way to relieve yourself of crushing debt and get some peace of mind.  But thinking about filing and actually doing it are two different things—and if you put it off for too… Read More »

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Bankr29

Bankruptcy And Financial Literacy

By Julia Kefalinos |

Bankruptcy rates are on the rise, and some experts are sounding the alarm about the connection between financial literacy—or the lack thereof—and bankruptcy filings. What are the issues, and how can they be addressed? A Problem for Years A study by the Jumpstart Coalition discovered that the majority of high school students were graduating… Read More »

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Divorce And Bankruptcy

By Julia Kefalinos |

Everyone knows that financial problems can lead to the ruin of a marriage—but can the reverse be true, as well?  Can marital problems lead to financial ruin?  Plenty of people think so.  In fact, of those surveyed reported that divorce had been a primary factor in their financial insolvency.  Respondents between 40 and 49… Read More »

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Bankruptcy Related To Traumatic Brain Injury

By Julia Kefalinos |

For a family dealing with a serious injury to a loved one’s brain and/or spinal cord, the physical and emotional trauma can be absolutely devastating.  Unfortunately, the pain can and does spread to other areas of life, one of which can be finances.  How can a traumatic brain injury (TBI) result in a bankruptcy?… Read More »

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