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Category Archives: Student Loans Debt

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Lawsuit Accuses Agencies of Illegally Lowering Student Loan Borrowers’ Credit Scores During COVID-19 Emergency

By Julia Kefalinos |

In response to the unprecedented economic impact of the COVID-19 pandemic, Congress provided for student debt relief in the recently adopted CARES Act. To be clear, Congress did not cancel any existing student loan debt. But it did order a temporary freeze on payments and interest for anyone who currently owes money on a… Read More »

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How the Covid-19 Response May Affect Your Student Loan Obligations

By Julia Kefalinos |

Even under normal circumstances, many Florida residents struggle to repay their student loan debt. And as we all know, we are not living in normal circumstances. The rapid spread of the Covid-19 disease throughout the United States–and the accompanying economic shutdown designed to mitigate its impact–has already devastated the livelihoods of millions of workers… Read More »

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FTC, Florida Officials Shut Down Purported Student Loan Debt Relief Scam

By Julia Kefalinos |

Student loan debt is out of control in Florida and throughout the country. According to Forbes, there are more than $1.3 trillion in outstanding student loans in the United States. For a college student who graduated in 2016, their average loan debt is over $37,000. About 11 percent of student loan borrowers end up… Read More »

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How Can I Discharge Student Loan Debt in Chapter 7 Bankruptcy?

By Julia Kefalinos |

Student loan debt is notoriously difficult to discharge in Chapter 7 bankruptcy. Unlike other kinds of unsecured loans, federal law grants special protections for most student loans. This means that even if you successfully complete the Chapter 7 process and receive a discharge from the bankruptcy court, your student loan obligations remain. Can a… Read More »

For-Profit Colleges Often Lead to Major Student Loan Debt

By Julia Kefalinos |

Student loan debt is a major problem for many Florida college students. Student loan debt can be especially worrisome if you are a student of a private, for-profit college. Many Florida residents turn to for-profit schools because they are unable to obtain postsecondary or vocational education through more traditional colleges. But for-profit schools often… Read More »

New Legislation may Mean Changes for Private Student Loan Discharges

By Julia Kefalinos |

A new initiative by the Obama administration could ease the path to bankruptcy for borrowers of private student loans. As reported by Inside Higher Ed, the United States Department of Education (DOE) recently released information regarding the Student Aid Bill of Rights, a collection of proposals to help borrowers who are having trouble with… Read More »

There is Rarely Any Student Loan Relief in Bankruptcy

By Julia Kefalinos |

Bankruptcy is often seen as a fresh financial start, providing individuals with a path out of debt and towards better money management habits. Each year, the U.S. Bankruptcy courts receive thousands of petitions from individuals hoping to discharge their debts and start anew. But some types of debt are so strong that they even… Read More »

Late On Your Student Loan? Your Healthcare License Can Be Suspended

By Julia Kefalinos |

Being buried in student loan debt is difficult enough without losing even more on top of it all. In Florida, however, missing your student loan deadline by too many days can cost you more than money and a damaged credit score. If you belong to certain professions, you might lose your your professional license… Read More »

For-Profit College Entices Students with Strippers, Buries Students in Loan Debt

By Julia Kefalinos |

Student loan debt may be one of the most challenging burdens faced by individuals in debt: it is relatively easy to accumulate, it can amount to hundreds of thousands of dollars per student, and it can be extremely difficult to discharge. Although there is no quick fix to getting rid of debt, a debt… Read More »

Listen to Julia's Podcast Interview with Negar Granado

  • Ley de Bancarrota Capitulo 7
View the 2nd half of Julia's poscast interview with Negar Granado

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