The Law Office of Julia Kefalinos, Attorney, P.A.
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Recent Blog Posts

CreditCardFraud

When Are Credit Card Debts Unenforceable in a Chapter 13 Bankruptcy?

By Julia Kefalinos |

Many Florida residents file for Chapter 7 or Chapter 13 bankruptcy due to mounting credit card debt. But before you seek bankruptcy protection, you should know that depending on how old your credit card debt is, the lender may have no legal recourse against you. This is because credit card debt is subject to… Read More »

PoliceSearch

Can Florida Police Search Your Car’s “Black Box” Without a Warrant?

By Julia Kefalinos |

Most of us carry a smartphone everywhere. You may not realize it, but these portable computers track your every movement and activity. This data can prove useful to law enforcement looking for evidence of criminal activity. Which is why it is important for courts to define the boundaries of police searches of any device… Read More »

StudentD2

How Can I Discharge Student Loan Debt in Chapter 7 Bankruptcy?

By Julia Kefalinos |

Student loan debt is notoriously difficult to discharge in Chapter 7 bankruptcy. Unlike other kinds of unsecured loans, federal law grants special protections for most student loans. This means that even if you successfully complete the Chapter 7 process and receive a discharge from the bankruptcy court, your student loan obligations remain. Can a… Read More »

Defense4

Can a Court Issue a Domestic Violence Order Based on Something That Happened Four Years Ago?

By Julia Kefalinos |

A domestic violence injunction can seriously affect a person’s constitutional and other civil rights. Florida’s domestic violence law is broadly written to afford a maximum relief from an abusive spouse or intimate partner. But in their zeal to protect apparent victims, some judges are too quick to issue an injunction without properly considering the… Read More »

Bankr10

Can I Get in Trouble If I Lie to My Creditors?

By Julia Kefalinos |

A Chapter 7 bankruptcy is designed to give a debtor a fresh start by discharging any outstanding debts, such as civil judgments obtained by creditors. But there are limits to what a bankruptcy court can and will discharge. For instance, federal law prohibits a debtor from discharging a debt obtained through “false pretenses, a… Read More »

DUI5

What Happens When Video Evidence Contradicts an Officer’s Testimony in a DUI Case?

By Julia Kefalinos |

Many Florida police departments are now equipping their officers with body cameras. These devices record encounters between police and individuals, such as during a traffic stop where the officer suspects a DUI. In addition to promoting police accountability, evidence obtained from cameras can be useful in corroborating or disproving an officer’s testimony in court…. Read More »

Bankr14

What Happens If I Convert a Chapter 13 Bankruptcy to Chapter 7?

By Julia Kefalinos |

In a Chapter 13 bankruptcy, a debtor submits a payment plan to the court. This plan ensures the debtor’s disposable income is used to pay back his or creditors as much as possible. But what if circumstances change and the debtor no longer has sufficient income to fulfill the payment plan? In such cases… Read More »

CrimLaw6

What Happens When a Court Does Not Give a Defendant a “Speedy” Trial?

By Julia Kefalinos |

If you are charged with a felony or misdemeanor and awaiting trial, you understandably want your case resolved as quickly as possible. Indeed, the Sixth Amendment to the United States Constitution guarantees all criminal defendants the right to a “speedy” trial. But what exactly does “speedy” mean? Miami Man’s Conviction Reversed Due to Yearlong… Read More »

Debt4

How Does a Divorce Settlement Affect a Chapter 13 Bankruptcy?

By Julia Kefalinos |

In a divorce, the parties reach an agreement on how to divide any property held or acquired by the marriage. Once approved by a Florida court, this agreement forms a binding contract. But what happens when one of the former spouses files for Chapter 13 bankruptcy? Does bankruptcy affect the other spouse’s rights under… Read More »

Bankr12

How Chapter 13 Bankruptcy Can Help You Keep Your Home

By Julia Kefalinos |

If you have fallen behind on your mortgage payments, filing for Chapter 13 bankruptcy may help you keep your home. When you file for bankruptcy, the court issues an automatic stay that immediately stops any pending foreclosure action. Chapter 13 then allows you to “reorganize” your debts and work out a payment plan with… Read More »

The Law Office of Julia Kefalinos, Attorney, P.A.
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2121 S.W. 3rd Avenue
Suite 600
Miami, Florida 33129

Telephone: 305.676.9545
Fax: 305.856.2715

The Law Office of Julia Kefalinos, Attorney, P.A. is located in Miami, FL and serves clients in and around Miami, Key Biscayne, North Miami Beach, Opa Locka, Hallandale, Hollywood and Broward County.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Required legal notice: We are a Debt Relief Agency as is defined in 18 USC Section 101 of the US Bankruptcy Code. We assist people who file for bankruptcy protection.

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