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Monthly Archives: August 2025

Chapter7

Means Testing for Chapter 7 Bankruptcy

By Julia Kefalinos |

Do you qualify to file for Chapter 7 bankruptcy? Many people don’t realize that the filing process includes means testing in order to have debt discharged with no repayment plan. While it’s a federal process, state law in Florida governs the rules around exemptions—meaning you can’t claim exemptions provided under federal law. The means… Read More »

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LegalDefense

Defending Child Sexual Abuse Charges

By Julia Kefalinos |

In a criminal case alleging child sexual contact, the public sentiment is pretty much guaranteed to be against the defendant. These kinds of cases are intrinsically difficult to deal with. For the defendant, the utter terror associated with the trial is understandable. Life will never be the same—irrespective of the verdict. Being accused of… Read More »

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WorriedPet

Domestic Violence: Finding Safety for You and Your Pet

By Julia Kefalinos |

If you are experiencing domestic violence (DV) and are reluctant to get out of the dangerous situation you’re in because you fear for the safety of your pet, you’re definitely not alone. Nearly all respondents to a survey on the matter report that the ability to keep their pets with them is a central… Read More »

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MedDebt3

Bad News for Medical Debt and Your Credit Report

By Julia Kefalinos |

For years consumer advocates have been pushing to leave medical debt and bills off of credit score reports, because getting sick shouldn’t be a factor in whether someone is worthy of getting credit. Americans celebrated when, in January of 2025, a rule was finalized by the Consumer Financial Protection Bureau (CFPB) ending the inclusion… Read More »

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