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Author Archives: Jay Butchko

Miami’s Mortgage Modification Mediation Program Facilitates Debt Relief

By Julia Kefalinos |

Individuals who struggle to meet scheduled debt payments, but who can pay monthly expenses and want to retain the equity in their home, can opt for a Chapter 13 bankruptcy solution. With the assistance of a skilled Florida bankruptcy attorney, debtors can develop a three- to five-year plan to pay back debts, which can… Read More »

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Student Loans Are Dischargeable!

By Julia Kefalinos |

The theme of this blog post is, “if you don’t ask, you don’t get.” I have been successful in getting student loans discharged under the right circumstances.  Please contact me for a FREE bankruptcy/ debt relief consultation.  READ MORE….

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Bankruptcy is for People Who WANT to Pay Their Debts in Miami!

By Julia Kefalinos |

Gone are the days when filing for bankruptcy had negative connotations like “deadbeat” or “failure”.  The recent downturn in the economy changed that perception to “victim” and “fighter.”  Credit card companies and banks victimized hardworking honest people by selling them hope.   They loaned money drenched in the possibility of reaching the coveted “American Dream.”… Read More »

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