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Tag Archives: Miami Bankruptcy Attorneys

New Legislation may Mean Changes for Private Student Loan Discharges

By Julia Kefalinos |

A new initiative by the Obama administration could ease the path to bankruptcy for borrowers of private student loans. As reported by Inside Higher Ed, the United States Department of Education (DOE) recently released information regarding the Student Aid Bill of Rights, a collection of proposals to help borrowers who are having trouble with… Read More »

There is Rarely Any Student Loan Relief in Bankruptcy

By Julia Kefalinos |

Bankruptcy is often seen as a fresh financial start, providing individuals with a path out of debt and towards better money management habits. Each year, the U.S. Bankruptcy courts receive thousands of petitions from individuals hoping to discharge their debts and start anew. But some types of debt are so strong that they even… Read More »

Late On Your Student Loan? Your Healthcare License Can Be Suspended

By Julia Kefalinos |

Being buried in student loan debt is difficult enough without losing even more on top of it all. In Florida, however, missing your student loan deadline by too many days can cost you more than money and a damaged credit score. If you belong to certain professions, you might lose your your professional license… Read More »

Studies Show Floridians Getting A Handle On Their Debt

By Julia Kefalinos |

In Florida, credit card debt has been and remains a serious problem for many people in debt, and the recession caused a great deal of financial stress on people and their families, especially when it came to foreclosures. However, recent studies show that many Floridians were able to successfully manage their debt and cut… Read More »

Beware of Predatory Schemes; Seek Serious Debt Relief Solutions

By Julia Kefalinos |

Anyone can land in debt, and it’s becoming easier to fall prey to financial ruin. Many Florida homeowners recently discovered that their mortgage insurance policies did not protect them after a foreclosure, resulting in worsened debt. Unfortunately, people seeking debt relief solutions often turn from one predatory system to another, and find that credit… Read More »

Almost 50% of Florida Families Near Bankruptcy Despite Employment

By Julia Kefalinos |

In the wake of the “Great Recession,” many Florida families still face financial difficulty. A recent report published by the United Way demonstrates how many more hardworking families are at risk of financial failure than you might expect. Although it can be difficult to face, filing for bankruptcy can have a positive long-term effect… Read More »

Student Loans Are Dischargeable!

By Julia Kefalinos |

The theme of this blog post is, “if you don’t ask, you don’t get.” I have been successful in getting student loans discharged under the right circumstances.  Please contact me for a FREE bankruptcy/ debt relief consultation.  READ MORE….

Bankruptcy is for People Who WANT to Pay Their Debts in Miami!

By Julia Kefalinos |

Gone are the days when filing for bankruptcy had negative connotations like “deadbeat” or “failure”.  The recent downturn in the economy changed that perception to “victim” and “fighter.”  Credit card companies and banks victimized hardworking honest people by selling them hope.   They loaned money drenched in the possibility of reaching the coveted “American Dream.”… Read More »

Miami Bankruptcy & Criminal Defense
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2121 SW 3rd Ave, Suite 600
Miami, Florida 33129

Telephone: 305.676.9545
Fax: 305.856.2715

The Law Office of Julia Kefalinos, Attorney, P.A. is located in Miami, FL and serves clients in and around Miami, Key Biscayne, North Miami Beach, Opa Locka, Hallandale, Hollywood and Broward County.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Required legal notice: We are a Debt Relief Agency as is defined in 18 USC Section 101 of the US Bankruptcy Code. We assist people who file for bankruptcy protection.

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