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Tag Archives: Miami Bankruptcy Chapter 7

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Do I Need to Disclose Pending Lawsuits on My Bankruptcy Petition?

By Julia Kefalinos |

In a Chapter 7 bankruptcy case, it is critical to disclose all of your assets to the court. This includes any potential legal claims you may have against other parties. For example, if you were in a car accident and sued the other driver for negligence prior to your bankruptcy filing, your personal injury… Read More »

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What Happens If I Convert a Chapter 13 Bankruptcy to Chapter 7?

By Julia Kefalinos |

In a Chapter 13 bankruptcy, a debtor submits a payment plan to the court. This plan ensures the debtor’s disposable income is used to pay back his or creditors as much as possible. But what if circumstances change and the debtor no longer has sufficient income to fulfill the payment plan? In such cases… Read More »

Can My Mortgage Lender Continue to Harass Me After Bankruptcy?

By Julia Kefalinos |

Bankruptcy is designed to provide a “fresh start” to Florida residents who are drowning in debt. After completing the Chapter 7 bankruptcy process, for example, the court typically issues a discharge that prevents a person’s creditors from taking any further efforts to collect an outstanding debt. But some creditors may ignore or otherwise attempt… Read More »

Will I Go to Jail If I Don’t Pay My Creditors?

By Julia Kefalinos |

One of the reasons that the United States developed bankruptcy laws was to end the practice of throwing debtors in jail. Once prevalent in England and its colonies, debtors’ prisons were effectively eliminated in the U.S. by the 1830s. This means that under ordinary circumstances, a person cannot be sent to prison simply because… Read More »

When Should I Consider Filing for Bankruptcy?

By Julia Kefalinos |

Credit card debt is a fact of life for many of us. And if you are behind on your bills and have started receiving letters from debt collectors demanding immediate payment, you might wonder if filing for Chapter 7 or Chapter 13 bankruptcy is the right move. While bankruptcy does afford many debtors a… Read More »

How Much Property Can I Keep If I File for Bankruptcy in Florida?

By Julia Kefalinos |

Many people worry that filing for bankruptcy will leave them with nothing. In fact, the purpose of bankruptcy is to protect people from losing everything. In a Chapter 7 bankruptcy case, for example, an individual debtor is entitled to keep a certain amount of property away from their creditors, both during and after the… Read More »

What To Do If You Can’t Pay Your Bills

By Julia Kefalinos |

The economy has improved since the start of the 2008 recession, but that does not mean it’s back to normal for everyone. As recent studies show, many South Floridians have still been left behind. A recent report shows that, although Florida’s wealthiest 1% saw a 40% increase, everyone else’s income dropped by 7%. Further,… Read More »

Almost 50% of Florida Families Near Bankruptcy Despite Employment

By Julia Kefalinos |

In the wake of the “Great Recession,” many Florida families still face financial difficulty. A recent report published by the United Way demonstrates how many more hardworking families are at risk of financial failure than you might expect. Although it can be difficult to face, filing for bankruptcy can have a positive long-term effect… Read More »

The Law Office of Julia Kefalinos, Attorney, P.A.
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2121 S.W. 3rd Avenue
Suite 600
Miami, Florida 33129

Telephone: 305.676.9545
Fax: 305.856.2715

The Law Office of Julia Kefalinos, Attorney, P.A. is located in Miami, FL and serves clients in and around Miami, Key Biscayne, North Miami Beach, Opa Locka, Hallandale, Hollywood and Broward County.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Required legal notice: We are a Debt Relief Agency as is defined in 18 USC Section 101 of the US Bankruptcy Code. We assist people who file for bankruptcy protection.

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