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Tag Archives: Miami Bankruptcy Lawyers

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Do I Need to Disclose Pending Lawsuits on My Bankruptcy Petition?

By Julia Kefalinos |

In a Chapter 7 bankruptcy case, it is critical to disclose all of your assets to the court. This includes any potential legal claims you may have against other parties. For example, if you were in a car accident and sued the other driver for negligence prior to your bankruptcy filing, your personal injury… Read More »

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What Happens If I Omit a Creditor from My Chapter 13 Bankruptcy Petition?

By Julia Kefalinos |

In any kind of bankruptcy case, it is critical to list all of your known debts on the appropriate schedules accompanying your Chapter 7 or Chapter 13 petition. As a matter of law, your creditors have the right to be notified of your bankruptcy case and to present a claim. If you omit a… Read More »

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How Does Filing For Chapter 13 Affect a Foreclosure Proceeding Against Me?

By Julia Kefalinos |

Many Miami-area residents fall behind on their mortgage payments. If you are in this situation and are now facing foreclosure, filing for Chapter 13 bankruptcy may offer you a chance to keep your house. When you file for bankruptcy, the court issues an “automatic stay,” which prevents your creditors–including your mortgage lender–from taking any… Read More »

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What Happens If I Convert a Chapter 13 Bankruptcy to Chapter 7?

By Julia Kefalinos |

In a Chapter 13 bankruptcy, a debtor submits a payment plan to the court. This plan ensures the debtor’s disposable income is used to pay back his or creditors as much as possible. But what if circumstances change and the debtor no longer has sufficient income to fulfill the payment plan? In such cases… Read More »

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How Does a Divorce Settlement Affect a Chapter 13 Bankruptcy?

By Julia Kefalinos |

In a divorce, the parties reach an agreement on how to divide any property held or acquired by the marriage. Once approved by a Florida court, this agreement forms a binding contract. But what happens when one of the former spouses files for Chapter 13 bankruptcy? Does bankruptcy affect the other spouse’s rights under… Read More »

Can the State Harass Me Over Child Support Payments After a Chapter 13 Bankruptcy?

By Julia Kefalinos |

Filing for bankruptcy automatically stops—or stays—most efforts to collect debts that you owe pending resolution of your case. But there are several exception to this automatic stay rule. For example, a bankruptcy petition will not stop efforts to collect or enforce child support payments. In fact, since any property that you acquire after filing… Read More »

Can My Mortgage Lender Continue to Harass Me After Bankruptcy?

By Julia Kefalinos |

Bankruptcy is designed to provide a “fresh start” to Florida residents who are drowning in debt. After completing the Chapter 7 bankruptcy process, for example, the court typically issues a discharge that prevents a person’s creditors from taking any further efforts to collect an outstanding debt. But some creditors may ignore or otherwise attempt… Read More »

Will I Go to Jail If I Don’t Pay My Creditors?

By Julia Kefalinos |

One of the reasons that the United States developed bankruptcy laws was to end the practice of throwing debtors in jail. Once prevalent in England and its colonies, debtors’ prisons were effectively eliminated in the U.S. by the 1830s. This means that under ordinary circumstances, a person cannot be sent to prison simply because… Read More »

How Much Property Can I Keep If I File for Bankruptcy in Florida?

By Julia Kefalinos |

Many people worry that filing for bankruptcy will leave them with nothing. In fact, the purpose of bankruptcy is to protect people from losing everything. In a Chapter 7 bankruptcy case, for example, an individual debtor is entitled to keep a certain amount of property away from their creditors, both during and after the… Read More »

The Ins and Outs of a Chapter 11 Bankruptcy

By Julia Kefalinos |

News outlets are bustling with talk of bankruptcy as rapper and entrepreneur 50 Cent filed for protection from his creditors in a Connecticut court. The 40-year-old entertainer’s estimated worth previously hit more than $100 million following the sale of his water company to Coca-Cola in 2007. Since that time, he continues to make music,… Read More »

The Law Office of Julia Kefalinos, Attorney, P.A.
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2121 S.W. 3rd Avenue
Suite 600
Miami, Florida 33129

Telephone: 305.676.9545
Fax: 305.856.2715

The Law Office of Julia Kefalinos, Attorney, P.A. is located in Miami, FL and serves clients in and around Miami, Key Biscayne, North Miami Beach, Opa Locka, Hallandale, Hollywood and Broward County.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

Required legal notice: We are a Debt Relief Agency as is defined in 18 USC Section 101 of the US Bankruptcy Code. We assist people who file for bankruptcy protection.

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